Loan Programs

Popular Loan Programs

Conventional Loans fixed from 10 to 40 years

Much has changed in the mortgage market in the past year. Credit has tightened but rates are still great. If you have good credit, then this is the loan for you. Call for a free preapproval

Conventional ARMs are back and rates are running somewhere around 1% less than a Conventional 30 year loan for a three year fixed and five year (3/1, 5/1) fixed that covert to a one year adjustable at the end of the fixed period. These are great for frequent transferees

FHA Loans: With the current credit tightening, this is the loan for first time homebuyer. It only takes 3.5% down payment and the Seller can pay up to 6% of your closing costs. Credit scoring is more liberal than conventional loans. You can apply for this loan just two years after the discharge of a bankruptcy. Call me to see if you fit this loan.

Reverse Mortgages: For those who are 62 or older and want to do away with a mortgage payment, this is the answer. Call me to see if you have enough equity to qualify for this loan